As a financial advisor working in Hong Kong, I have some understanding of financial products in China and Hong Kong. Compared to the mainland, investment business products in Hong Kong are credit , such as social insurance, financial fund management, etc., which are very affordable. To invest in Hong Kong, you must first invest in Hong Kong through an investor信用卡終端機, and then you can transfer money internally. In Hong Kong can also choose to open their own personal account at the People’s Bank of Hong Kong, the future operation of the investment environment will be much more convenient. Recently, the RMB exchange rate has fallen wildly, to do an analysis of foreign exchange products to maintain value will be very tight, such as investments in U.S. dollar insurance, and having an account at the Hong Kong Development Bank, all of the operating problems of this investment activity will be in order to facilitate more. In this article we will explain how to open an account in a Hong Kong bank and how to choose one.
Opening an account in Hong Kong, applying for a credit card, and the investment experience in Hong Kong
Actually, it is very easy to open a bank account in Hong Kong 清卡數. For example, HSBC. All you need is a Hong Kong and Macau permit, proof of address, and HK$10,000 or equivalent in foreign currency (including RMB). In fact, less than $10,000 is acceptable. If the total amount of Integrated Financial Management is less than RMB 10,000, a monthly fee will be charged (Integrated Financial Management Account).
It is recommended to open an account directly with Hong Kong Affairs, with service company counter operations for easy and quick, instantly available ATM card and online business banking security encoder. If your enterprise in the mainland, comprehensive account opening fee 1600, transport finance 800, financial products outstanding free of charge, threshold for students to improve their overall financial value of 10000 / 200000 / 500000 respectively, monthly fee of 60 / 120 / 380, you can open your own design options can be at the same time depending on the operating conditions of your assets in China.
Open an account in Hong Kong, apply for a credit card, and learn more about the investment experience in Hong Kong.
Special Tips
- Hong Kong and Macau Entry Permit/Passport: Due to the infrequency of travel to Hong Kong, it is necessary to record your Hong Kong and Macau entry permit/passport number after opening your account. This will prevent you from being unable to confirm your document number or verify your account information at the Customer Service Hotline when your document expires.
Proof of address: Monthly statement in the person’s name (water bill, electricity bill, gas bill, bank account statement, insurance company statement, telecommunication company statement, government issued letter, etc.). Please note that the address on the envelope will not be mailed; only the address printed on the bill and the sender’s name and date will be provided. For e-billing customers, the above statement can be printed and used as proof of address. A U.S. mainland resident certificate can also be used as proof of address.
3) Signature: Please be sure to memorize your signature on the account opening form. In the future, if you need to apply for services or write a check by mail, whether or not your signature matches the bank’s records will determine whether or not it can be processed.
4) Fully developed total value of financial instruments: the banking company manages our past 3 months internal accounts daily of total assets (HKD, foreign currency, gold, stocks, funds, etc., the system automatically converts non-HKD assets for HKD calculation) and divides by the number of days, the corresponding account data A monthly fee may be charged under the type.
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